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“I promise to take control of my debt and avoid debt in the future, so I can build security and reach my financial goals.”
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Equifax is a registered trademark and Debt Wise is a trademark of Equifax Inc. *David Bach is a paid endorser of Debt Wise ** NO PURCHASE NECESSARY. Void where prohibited. Must be a US resident age 18 or older to enter. Sweepstakes ends 6/30/2011. By signing up for the Debt Free Challenge you agree to the terms and conditions of the official rules. For official rules, click here. To activate your trial membership with Debt Wise you will be required to provide a credit or debit card when you sign up. To ensure continuous service at the end of your 30-day free trial period, we will automatically renew your membership and you will be billed $14.95 to start and for each month that you continue your membership. You may cancel your trial membership anytime within the 30 day trial period without charge or further obligation by calling Debt Wise toll free at 1-800-493-9782. Debt Wise lets you create a plan for paying off your debts that will show you how you can pay off your debts more quickly and save money on interest if you make payments according to the plan that you create and don't incur additional debts. However, the actual results you achieve towards paying down your debts, reducing the length of time you will be in debt, and realizing savings in interest payments all depend on you. Equifax is not a certified or registered financial planner, and neither Equifax nor the Debt Wise product provides debt management advice, credit counseling, financial planning or financial counseling. Debt Wise is not a loan product, does not provide an extension of credit, and is being offered independent of any extension of credit. Neither Equifax nor the Debt Wise product will negotiate on your behalf with your lenders and creditors to obtain new or different loan or credit terms for you or to eliminate, reduce or settle your debts. Neither Equifax nor the Debt Wise product will distribute debt payments to your creditors on your behalf — you must pay your lenders and creditors directly. You remain at all times responsible for paying your debts in accordance with the terms of your agreements with your lenders and creditors. Equifax does not imply, promise or guarantee that use of the Debt Wise product will or may improve your credit record, credit history, credit rating, credit score, credit report or debt-to-income ratio, and neither Equifax nor the Debt Wise product will help or advise you in these matters. These items are based on your past or historical credit behavior, and accurate and timely adverse credit information based on your past credit behavior cannot be changed. Debt Wise is not available to residents of Nevada, Utah or the District of Columbia.